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1 -Historically, state sponsored housing programs have been used to segregate blacks from middle class white neighborhoods and force them into ghettos. Over time processes of discrimination have evolved so that even today white institutions are able to maintain a strict racial order.
2 -Rothstein 15 Richard Rothstein, research associate of the Economic Policy Institute and a fellow of the Thurgood Marshall Institute of the NAACP Legal Defense Fund and of the Haas Institute at the University of California (Berkeley). Economic Policy Institute. “From Ferguson to Baltimore: The Fruits of Government-Sponsored Segregation”. April 29, 2015
3 -In Baltimore in 1910, a black Yale law school graduate purchased a home in a previously all-white neighborhood. The Baltimore city government reacted byadopting a residential segregation ordinance, restricting African Americans to designated blocks. Explaining the policy, Baltimore’s mayor proclaimed, “Blacks should be quarantined in isolated slums in order to reduce the incidence of civil disturbance, to prevent the spread of communicable disease into the nearby White neighborhoods, and to protect property values among the White majority.” Thus began a century of federal, state, and local policies to quarantine Baltimore’s black population in isolated slums—policies that continue to the present day, as federal housing subsidy policies still disproportionately direct low-income black families to segregated neighborhoods and away from middle class suburbs. Whenever young black men riot in response to police brutality or murder, as they have done in Baltimore this week, we’re tempted to think we can address the problem by improving police quality—training officers not to use excessive force, implementing community policing, encouraging police to be more sensitive, prohibiting racial profiling, and so on. These are all good, necessary, and important things to do. But such proposals ignore the obvious reality that the protests are not really (or primarily) about policing. In 1968, following hundreds of similar riots nationwide, a commission appointed by President Lyndon Johnson concluded that “our nation is moving toward two societies, one black, one white—separate and unequal” and that “segregation and poverty have created in the racial ghetto a destructive environment totally unknown to most white Americans.” The Kerner Commission (headed by Illinois Governor Otto Kerner) added that “what white Americans have never fully understood—but what the Negro can never forget—is that white society is deeply implicated in the ghetto. White institutions created it, white institutions maintain it, and white society condones it.” In the last 50 years, the two societies have become even more unequal. Although a relatively small black middle class has been permitted to integrate itself into mainstream America, those left behind are more segregated nowthan they were in 1968. When the Kerner Commission blamed “white society” and “white institutions,” it employed euphemisms to avoid naming the culprits everyone knew at the time. It was not a vague white society that created ghettos but government—federal, state, and local—that employed explicitly racial laws, policies, and regulations to ensure that black Americans would live impoverished, and separately from whites. Baltimore’s ghetto was not created by private discrimination, income differences, personal preferences, or demographic trends, but by purposeful action of government in violation of the Fifth, Thirteenth, and Fourteenth Amendments. These constitutional violations have never been remedied, and we are paying the price in the violence we saw this week. Following the police killing of Michael Brown in Ferguson, Missouri, last August, I wrote The Making of Ferguson, a history of the state-sponsored segregation in St. Louis County that set the stage for police-community hostility there. Virtually every one of the racially explicit federal, state, and local policies of segregation pursued in St. Louis has a parallel in policies pursued by government in Baltimore. In 1917, the U.S. Supreme Court found ordinances like Baltimore’s 1910 segregation rule unconstitutional, not because they abridged African Americans’ rights to live where they could afford, but because they restricted the property rights of (white) homeowners to sell to whomever they wished. Baltimore’s mayor responded by instructing city building inspectors and health department investigators to cite for code violations anyone who rented or sold to blacks in predominantly white neighborhoods. Five years later, the next Baltimore mayor formalized this approach by forming an official Committee on Segregation and appointing the City Solicitor to lead it. The committee coordinated the efforts of the building and health departments with those of the real estate industry and white community organizations to apply pressure to any whites tempted to sell or rent to blacks. Members of the city’s real estate board, for example, accompanied building and health inspectors to warn property owners not to violate the city’s color line. In 1925, 18 Baltimore neighborhood associations came together to form the “Allied Civic and Protective Association” for the purpose of urging both new and existing property owners to sign restrictive covenants, which committed owners never to sell to an African American. Where neighbors jointly signed a covenant, any one of them could enforce it by asking a court to evict an African American family who purchased property in violation. Restrictive covenants were not merely private agreements between homeowners; they frequently had government sanction. In Baltimore, the city-sponsored Committee on Segregation organized neighborhood associations throughout the city that could circulate and enforce such covenants. Supplementing the covenants, African Americans were prevented from moving to white neighborhoods by explicit policy of the Federal Housing Administration (FHA), which barred suburban subdivision developers from qualifying for federally subsidized construction loans unless the developers committed to exclude African Americans from the community. The FHA also barred African Americans themselves from obtaining bank mortgages for house purchases even in suburban subdivisions which were privately financed without federal construction loan guarantees. The FHA not only refused to insure mortgages for black families in white neighborhoods, it also refused to insure mortgages in black neighborhoods—a policy that came to be known as “redlining,” because neighborhoods were colored red on government maps to indicate that these neighborhoods should be considered poor credit risks as a consequence of African Americans living in (or even near) them. Unable to get mortgages, and restricted to overcrowded neighborhoods where housing was in short supply, African Americans either rented apartments at rents considerably higher than those for similar dwellings in white neighborhoods, or bought homes on installment plans. These arrangements, known as contract sales, differed from mortgages because monthly payments were not amortized, so a single missed payment meant loss of a home, with no accumulated equity. In the Atlantic last year, Ta-Nehisi Coates described how this system worked in Chicago. In summarizing her book, Family Properties, Rutgers University historian Beryl Satter described it this way: Because black contract buyers knew how easily they could lose their homes, they struggled to make their inflated monthly payments. Husbands and wives both worked double shifts. They neglected basic maintenance. They subdivided their apartments, crammed in extra tenants and, when possible, charged their tenants hefty rents. … White people observed that their new black neighbors overcrowded and neglected their properties. Overcrowded neighborhoods meant overcrowded schools; in Chicago, officials responded by “double-shifting” the students (half attending in the morning, half in the afternoon). Children were deprived of a full day of schooling and left to fend for themselves in the after-school hours. These conditions helped fuel the rise of gangs, which in turn terrorized shop owners and residents alike. In the end, whites fled these neighborhoods, not only because of the influx of black families, but also because they were upset about overcrowding, decaying schools and crime. They also understood that the longer they stayed, the less their property would be worth. But black contract buyers did not have the option of leaving a declining neighborhood before their properties were paid for in full—if they did, they would lose everything they’d invested in that property to date. Whites could leave—blacks had to stay. The contract buying system was commonplace in Baltimore. Its existence was solely due to the federal government’s policy of denying mortgages to African Americans, in either black or white neighborhoods. Nationwide, black family incomes are now about 60 percent of white family incomes, but black household wealth is only about 5 percent of white household wealth. In Baltimore and elsewhere, the distressed condition of African American working- and lower-middle-class families is almost entirely attributable to federal policy that prohibited black families from accumulating housing equity during the suburban boom that moved white families into single-family homes from the mid-1930s to the mid-1960s—and thus from bequeathing that wealth to their children and grandchildren, as white suburbanites have done. As I described in the Making of Ferguson, the federal government maintained a policy of segregation in public housing nationwide for decades. This was as true in northeastern cities like New York as it was in border cities like Baltimore and St. Louis. In 1994, civil rights groups sued the Department of Housing and Urban Development (HUD), alleging that HUD had segregated its public housing in Baltimore and then, after it had concentrated the poorest African American families in projects in the poorest neighborhoods, HUD and the city of Baltimore demolished the projects, and purposely relocated the former residents into other segregated black neighborhoods. An eventual settlement required the government to provide vouchers to former public housing residents for apartments in integrated neighborhoods, and supported this provision with counseling and social services to ensure that families’ moves to integrated neighborhoods would have a high likelihood of success. Although the program is generally considered a model, it affects only a small number of families, and has not substantially dismantled Baltimore’s black ghetto. In 1970, declaring that the federal government had established a “white noose” around ghettos in Baltimore and other cities, HUD Secretary George Romney proposed denying federal funds for sewers, water projects, parkland, or redevelopment to all-white suburbs that resisted integration by maintaining exclusionary zoning ordinances (that prohibited multi-unit construction) or by refusing to accept subsidized moderate-income or public low-income housing. In the case of Baltimore County, he withheld a sewer grant that had previously been committed, because of the county’s policies of residential segregation. It was a very controversial move, but Romney got support from Vice President Spiro Agnew, who had been frustrated by unreasonable suburban resistance to integration and mixed income developments when he had been the Baltimore County Executive and governor of Maryland. In a 1970 speech to the National Alliance of Businessmen, Agnew attacked attempts to solve the country’s racial problems by pouring money into the inner city as had been done in the Johnson administration. Agnew said that he flatly rejected the assumption that “because the primary problems of race and poverty are found in the ghettos of urban America, the solutions to these problems must also be found there… Resources needed to solve the urban poverty problem—land, money, and jobs—exist in substantial supply in suburban areas, but are not being sufficiently utilized in solving inner-city problems.” President Richard Nixon eventually restrained Romney, HUD’s integration programs were abandoned, Romney himself was forced out as HUD Secretary, and little has been done since to solve the urban poverty problem with the substantial resources that exist in the suburbs. Ten years ago, during the subprime lending boom, banks and other financial institutions targeted African Americans for the marketing of subprime loans. The loans had exploding interest rates and prohibitive prepayment penalties, leading to a wave of foreclosures that forced black homeowners back into ghetto apartments and devastated the middle class neighborhoods to which these families had moved. The City of Baltimore sued Wells Fargo Bank, presenting evidence that the bank had established a special unit staffed exclusively by African American bank employees who were instructed to visit black churches to market subprime loans. The bank had no similar practice of marketing such loans through white institutions. These policies were commonplace nationwide, but federal bank examiners responsible for supervising lending practices made no attempt to intervene. When a similar suit was filed in Cleveland, a federal judge observed that because mortgage lending is so heavily regulated by the federal and state governments, “there is no question that the subprime lending that occurred in Cleveland was conduct which ‘the law sanctions’.”
4 -
5 -Progress in the housing department is never possible and enforcement fails every single time- we outlawed redlining but that doesn’t stop secret redlining projects.
6 -Lane 17 Minnesota's KleinBank accused of discriminatory lending, DOJ accuses bank of redlining minority neighborhoods, Ben Lane. http://www.housingwire.com/articles/38971-minnesotas-kleinbank-accused-of-discriminatory-lending#disqus_thread
7 -Minnesota-based KleinBank excluded minority neighborhoods from its service area for all banking servicers and engaged in discriminatory lending, the Department of Justice claimed in a lawsuit filed late last week.
8 -According to the Department of Justice, none of KleinBank’s branch locations in the Minneapolis-St. Paul metro area is located in a minority neighborhood, a practice known as “redlining.”
9 -
10 -Residential development projects are founded on concepts of racial exclusion. Freund
11 -David M. P. Freund, associate professor of history at the University of Maryland at College Park, is the author of "Colored Property: State Policy and White Racial Politics in Suburban America" and "The Modern American Metropolis: A Documentary Reader." - https://www.washingtonpost.com/news/wonk/wp/2016/04/28/we-cant-forget-how-racist-institutions-shaped-homeownership-in-america/
12 -Nowadays it is increasingly rare to encounter studies of residential segregation and racial inequality in the United States that do not reckon with the history of discrimination. Still in many scholarly settings and popular venues, our debates concerning urban change and opportunity are distorted by a powerful myth about the places that Americans call home: namely, that patterns of residential development have been driven, above all else, by the preferences of individual housing consumers, or even of entire generations of such consumers. This myth has consequences because it obscures the powerful institutions that have shaped metropolitan landscapes and created opportunity for some while systematically denying it to others. Of course preferences matter for understanding U.S. history, but individual preferences alone did not draw our urban and suburban maps. Nor did they alone determine winners and losers in the markets for residence and community resources. I was reminded of this myth’s endurance by a recent piece in Wonkblog discussing new economics research about, in the words of one of the study’s authors, the “emergence of segregation” in northern cities. Allison Shertzer and Randall P. Walsh have done remarkable work compiling and digitally mapping census information to produce “the first systematic analysis” of white households’ “relocation decisions” between 1900 and 1930. The authors seek to gauge the “relative influence” of two variables that contributed to segregation: “white flight” from racially integrated neighborhoods, which they also call “population sorting”; and “institutional barriers constructed by whites” or “collective white action” (such as vigilantism or adoption of race restrictive covenants) to prevent blacks from settling there in the first place. The data shows that whites left integrated neighborhoods during this era at an increasing rate, leading the authors to conclude that “flight” was so statistically significant that institutional racism was probably not, in the final analysis, decisive. “Segregation would likely have arisen even without the presence of discriminatory institutions,” they write, and then suggest the policy implications. “White flight from black neighborhoods is an individual behavior that cannot be limited by local or federal agencies.” Here is the problem: This bold claim is challenged by an enormous body of historical evidence showing that Americans’ decisions about residence have rarely if ever been “individual behaviors” that are separable from a host of social and institutional contexts. Why, then, do arguments about the power of individual housing “preferences” continue to carry such weight? Part of the answer lies in our political culture’s celebration of the free market for homeownership, despite the fact that American property markets have never been wholly “free.”  Of course most people are aware that racial separation and discrimination are longtime features of American life, and they are familiar with notorious (usually Southern) actors in this story, such as George Wallace or Bull Connor. Yet most people are surprised to learn the mundane details of residential exclusion, because it is a history not simply of racist mobs and deed restrictions but also powerful institutions and public policy. Throughout much of the 20th century, discrimination by race was integral to the design, development, marketing and even financing of American cities and suburbs. Discrimination was sanctioned and aggressively promoted by real estate neighborhood associations , municipal governments, state and federal courts, mortgage lenders, and a host of federal housing and development programs.  Together they helped to draw drew sharp neighborhood boundaries, deny equal access to markets and places, and produced obscene disparities in wealth, opportunity and basic quality of life.  Our contemporary urban and suburban landscapes continue to reflect that history and seldom a day passes when we are not reminded of its legacies.
13 -
14 -The alternative is to reject the affirmative's positivist approach to empirics.
15 -You cannot detach theory from its history- ethics must be informed by the injustice of empirical institutions, because the assumptions behind abstraction defy reality and serve to legitimize oppression. Curry 13
16 -Dr. Tommy J. Curry 13, Assistant Professor, Department of Philosophy, Texas AandM, "In the Fiat of Dreams: The Delusional Allure of Hope, the Reality of Anti-Black Violence and the Demands of the Anti-Ethical", 2013.
17 -Despite the rhetorical strategies adopted by both Black and white political theorists which urge Blacks and whites alike to demand Americans to continue their allegiance to the foundational de-racialized ethos of the post-Civil Rights era, the reality of the American racism—its sheer recurring violence against Black people—demands more than symbolic rhetorical allusion. To seriously grasp the reality of racist oppression and the sempiternal machinations of anti-Blackness throughout American society be it in its institutions like the prison industrial complex, its policies like Affirmative action, or its manipulation of Black social degradation and economic disadvantage to support pathological theses about disasters like Katrina or cultural deviance as in the death of Trayvon Martin, Darius Simmons, or Jordan Davis, the study of the matter itself—racism—must be a study of a conceptual disengagement with the myth of racial equality and the “automatic progressivism” of the American liberal project. This disengagement is not simply the refusal to accept the idealism of civil rights myth held beyond the realm of fact, but the disengagement with the illusions of democracy and equality that continue to ignore the role that violence has played and continues to play in the subjugation, incarceration, and vilification of Black life. As Dr. A.J. William Myers reveals in his work groundbreaking work entitled Destructive Impulses, Until at such time white America (and Black America) is openly willing to confront a historical legacy of its own violence (perpetrated against an American people of color), any venture into and/ or expository on race relations becomes an exercise in futility…As a result, therefore, white violence, confined to the subliminal recesses of the American psyche, continues to prevent the transition necessary for the country to move beyond the idea of race. In America, Blackness and the racism that continues to condemn those historical racialized peoples is violence—it is the forceful and coercion enclosing of human beings to an inferior social, political, and economic status of which their own humanity exceeds. This dehumanizing relegation of the raced citizen is not a gradual or incremental debasement, but rather the historically immediate condition of inferiority that presents progress to be attainable by the cyclical degrees of physical violence against the racialized population. For these racially oppressed peoples, violence is the permanent fixture of existence in America, since it is the vitiation of their humanity that rationalizes the varying techniques of their cultural erasure, birthing the emergent symbolic associations of degradation that replace their invisibility, and empowering the intentional enforcements of their societal exclusions. In fact, it is precisely this triumvirate that gauges what we take to be the negation of the necessity of revolutionary change~-~-since the raced is taken to be present, as a result of a critical redefining of humanity, integrated into society. The potentiality of whiteness—the proleptic call of white anti-racist consciousness— is nothing more than the fiat of an ahistorical dream. A command ushered before thought engages racism, before awareness of the world becomes aware of what is actual. This is forced upon accounts of racism where whiteness is morally obscured from being seen as is. whiteness as is partly determined by what could be, since what is was a past potentiality—a could be. The appeal to the sentimentality, morality, the moral abstraction/distraction of equality—both as a political command and its anthropological requisite—complicate the most obvious consequence of anti-Black racism, namely violence. This moral apriorism urges the Black thinker to conceptualize racism as an activist project rooted in the potential of a world filled with non-racists, a world where the white racist is transformed by Black activity into the white anti-racist. But this project supposes an erroneous view of the white racist which occludes the reality of white supremacy and anti-Black racism. As Robert F. Williams argues in Negroes with Guns, “the racist is a man crazed by hysteria at the idea of coming into equal contact with Negroes. And this mass mental illness called racism is very much a part of the ‘American way of Life.’” The white racist is not seen as the delusional individual ostracized from society as a result of their abhorrent social pathologies of racist hate. Rather the white racist is normal—the extended family, the spouse, the sibling, the friend of the white individual—the very same entities upon which the inter/intrasubjectivity nexus of the white self is founded. The white he experiences no punishment for his longing for Black servitude and his need to exploit and divest the Black worker here and then of his wealth. The white she has no uneasiness about her raping of—the destruction of generations of Black selves—mothers, children, and men—and today usurps the historical imagery of “the nigger,” to politically vacate Blackness and demonize niggers as beyond political consideration. She rewrites history, pens morality, and embodies the post-racial civil rights subject. As such, racism, the milieu of the white racist is not the exposed pathological existence of the white race, but rather valorized in white individuality, the individuality that conceptualizes their racism as a normative aspiration of what the world should look like, and even more damning, an aspiration that can be supported and propagated in the world. The white racist recognizes the deliberateness of the structures, relations, and systems in a white supremacist society and seeks like their colonial foreparents to claim them as their own. Traditionally we have taken ethics to be, as Henry Sidgwick’s claims, "any rational procedure by which we determine what individual human beings 'ought'—or what is right for them—or to seek to realize by voluntary action.” This rational procedure is however at odds with the empirical reality the ethical deliberation must concern itself with. To argue, as is often done, that the government, its citizens, or white people should act justly, assumes that the possibility of how they could act defines their moral disposition. If a white person could possibly not be racist, it does not mean that the possibility of not being racist, can be taken to mean that they are not racist. In ethical deliberations dealing with the problem of racism, it is common practice to attribute to historically racist institutions, and individuals universal moral qualities that have yet to be demonstrated. This abstraction from reality is what frames our ethical norms and allows us to maintain, despite history or evidence, that racist entities will act justly given the choice. Under such complexities, the only ethical deliberation concerning racism must be anti-ethical, or a judgment refusing to write morality onto immoral entities.
18 -Racism is the foremost impact—it makes all ethical action impossible. Memmi 2K
19 -Professor Emeritus of Sociology @ U of Paris, Naiteire, Racism, Translated by Steve Martinot, p. 163-165 2000
20 -The struggle against racism will be long, difficult, without intermission, without remission, probably never achieved. Yet, for this very reason, it is a struggle to be undertaken without surcease and without concessions. One cannot be indulgent toward racism; one must not even let the monster in the house, especially not in a mask. To give it merely a foothold means to augment the bestial part in us and in other people, which is to diminish what is human. To accept the racist universe to the slightest degree is to endorse fear, injustice, and violence. It is to accept the persistence of the dark history in which we still largely live. it is to agree that the outsider will always be a possible victim (and which man is not himself an outsider relative to someone else?. Racism illustrates, in sum, the inevitable negativity of the condition of the dominated that is, it illuminates in a certain sense the entire human condition. The anti-racist struggle, difficult though it is, and always in question, is nevertheless one of the prologues to the ultimate passage from animosity to humanity. In that sense, we cannot fail to rise to the racist challenge. However, it remains true that one’s moral conduit only emerges from a choice: one has to want it. It is a choice among other choices, and always debatable in its foundations and its consequences. Let us say, broadly speaking, that the choice to conduct oneself morally is the condition for the establishment of a human order, for which racism is the very negation. This is almost a redundancy. One cannot found a moral order, let alone a legislative order, on racism, because racism signifies the exclusion of the other, and his or her subjection to violence and domination. From an ethical point of view, if one can deploy a little religious language, racism is ‘the truly capital sin. It is not an accident that almost all of humanity’s spiritual traditions counsels respect for the weak, for orphans, widows, or strangers. It is not just a question of theoretical morality and disinterested commandments. Such unanimity in the safeguarding of the other suggests the real utility of such sentiments. All things considered, we have an interest in banishing injustice, because injustice engenders violence and death. Of course, this is debatable. There are those who think that if one is strong enough, the assault on and oppression of others is permissible. Bur no one is ever sure of remaining the strongest. One day, perhaps, the roles will be reversed. All unjust society contains within itself the seeds of its own death. It is probably smarter to treat others with respect so that they treat you with respect. “Recall.” says the Bible, “that you were once a stranger in Egypt,” which means both that you ought to respect the stranger because you were a stranger yourself and that you risk becoming one again someday. It is an ethical and a practical appeal—indeed, it is a contract, however implicit it might be. In short, the refusal of racism is the condition for all theoretical and practical morality because, in the end, the ethical choice commands the political choice, a just society must be a society accepted by all. If this contractual principle is not accepted, then only conflict, violence, and destruction will be our lot. If it is accepted, we can hope someday to live in peace. True, it is a wager, but the stakes are irresistible.
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1 -2017-02-25 20:36:48.0
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1 -Beard, Yu, idk third judge
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1 -George Ranch
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1 -42
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1 -Finals
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1 -Strake Jesuit Chen Neg
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1 -MA - K - Race
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1 -NSDA

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