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+==DA== |
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+====Insurance is provided via group plans in the status quo – qualified immunity shields insurers from overwhelming financial consequences. Limiting qualified immunity kills that – it makes rates go too high and forces departments to switch to individual plans. That tanks loss-prevention incentive because individual premiums are too small.==== |
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+Radley **Balko **and John** Rappaport, 05/01/**16 |
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+Balko runs "The Watch" a criminal justice blog for the Washington Post, he is also a published author on issues of criminal justice. Rappaport is a professor of law at the University of Chicago."How the insurance industry could reform American policing", The Washington Post. https://www.washingtonpost.com/news/the-watch/wp/2016/03/01/how-the-insurance-industry-could-reform-american-policing/ |
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+This part of the argument is a little bit speculative, but I think it's |
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+AND |
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+lot of money — not to mention lives — in the long run. |
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+ |
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+====Less police increases crime – the mere presence is important even if they are not arresting. ==== |
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+Inimai M. **Chettiar,** 20**15** |
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+Chettiar is the director of the Justice Program at New York University Law School's Brennan Center. "More Police, Managed More Effectively, Really Can Reduce Crime" |
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+Can simply adding more police officers to the streets, or changing the ways in |
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+AND |
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+they are not arresting or stopping anyone, can be a crime deterrent. |
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+ |
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+====Crime causes disproportionate psychological and physical violence – it creates dangerous cycles of poverty. ==== |
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+Lynn **Langton and** Jennifer **Truman,** 20**14** |
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+BJS Statisticians. "Socio-emotional Impact of Violence Crime", United States Department of Justice, Special Report. https://www.bjs.gov/content/pub/pdf/sivc.pdf |
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+In 2009–12, 68 of victims of serious violent crime—rape |
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+AND |
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+the reliability and stability of estimates and facilitates comparisons of detailed victimization characteristics. |
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+ |
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+ |
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+====Insurance providers can spur reform. However, lack of loss-prevention incentives kills that pathway and without insurance policies police will just pay with taxpayer dollars.==== |
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+Martin **Kaste, 04/01/**16 |
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+"When It Comes To Police Reform, Insurance Companies May Play A Role" http://www.npr.org/2016/04/01/472564258/when-it-comes-to-police-reform-insurance-companies-may-play-a-role |
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+For all the talk in the last couple of years about reforming police, there |
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+AND |
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+from pushing hard on a law enforcement agency to reform," Schwartz says. |